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ZIP 81023 Foreclosure, Tax-Lien & Distress Report

Pueblo County, Colorado · High Vacancy market

ZIP code 81023 in Pueblo County, Colorado carries a composite property-distress score of 42/100 — a moderate reading on DLRadar's deterministic public-record index. On the structural side it scores 65/100, with 1/100 of stress already active. Leading the profile are construction/permit lag (100/100), structural risk (65/100), insurance pressure (42/100). price dislocation (25/100) and mortgage stress (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (83/100)).

The market reads contraction — home values fell 3.7% year on year, 4.3% off the recent peak, and 3% higher over three years, at 62/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 1,568 people live here, median age 49. There are about 845 housing units across 81023. Owners hold 84% of homes, renters 16%. Rent burden reaches 58% of tenant households. On demographic stress specifically, 81023 scores 41/100. The vacancy rate is 32.7% — elevated. About 41% have a four-year degree. Median household income is $54,058, below the U.S. median near $78,000. A median home runs $375,200 here, or 6.5 times local income. Roughly 8.2% live below the poverty line.

Net-net, 81023 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 81023 read uses the identical public-record model applied coast to coast, which means its 42/100 score means exactly what it means anywhere else, and 81023 stays directly comparable to neighboring ZIPs and the rest of Pueblo County, Colorado. Nothing here is interpolated — where a source is thin for 81023, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 81023 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 42/100 roll-up. For a buyer, 81023 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

42/100
Composite stress
65/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 81023

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk83
81023 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 81023 distress snapshot

The live 81023 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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