ZIP 81039 Foreclosure, Tax-Lien & Distress Report
Pueblo County, Colorado · High Vacancy market
DLRadar grades ZIP 81039 (Pueblo County, Colorado) at a low 26/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (57/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (3/100) register low. Structurally it carries 57/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (67/100).
The market reads contraction — home values fell 1.2% year on year, 2.4% off the recent peak, and 11% lower over three years (phase confidence 34/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Households earn a median $44,226 — below the roughly $78,000 national figure. Population is roughly 1,686 with a median age of 52. Around 34% of renters are cost-burdened. About 27% have a four-year degree. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 34/100. There are about 931 housing units across 81039. A median home runs $155,000 here, or 4.0 times local income. Roughly 19.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 64% of homes, renters 36%.
On the whole, 81039 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 81039 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 81039's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 81039 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 81039's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 81039 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 81039
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 81039 by the numbers
The live 81039 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Open the complete 81039 acquisition file
See who owns each distressed property in 81039, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology