ZIP 81077 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81077 (Otero County, Colorado) lands at 10/100 — minimal on DLRadar's public-record scoring. The split runs 21/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (28/100), structural risk (21/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The peak-phase market in 81077 posted values that rose 2.2% over the year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $54,583 — below the roughly $78,000 national figure. About 20% have a four-year degree. There are about 285 housing units across 81077. Rent burden reaches 100% of tenant households. The typical home is worth about $174,500 (2.6× income, relatively affordable). Population is roughly 636 with a median age of 36. The vacancy rate is 10.7%. DLRadar's demographic-stress index for the area reads 35/100. 9.7% of residents fall below the poverty threshold. Owners hold 93% of homes, renters 7%.

Overall, 81077 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 81077 at the moment; the composite and its components are still built from verifiable public records.

The 81077 read uses the identical public-record model applied coast to coast, which means its 10/100 score means exactly what it means anywhere else, and 81077 stays directly comparable to neighboring ZIPs and the rest of Otero County, Colorado. Nothing here is interpolated — where a source is thin for 81077, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

81077's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 81077 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.