ZIP 81077 Property Distress & Foreclosure Data

In Otero County, Colorado, ZIP 81077 scores 7 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 14/100 structural and 1/100 already moving. Its standout signals are structural risk (14/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $54,583, median income runs below typical U.S. levels. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 285 housing units. Around 100% of renters are cost-burdened. The typical home is worth about $174,500 (2.6× income, relatively affordable). 636 residents call 81077 home, typically aged 36. The vacancy rate is 10.7%. The demographic-stress sub-score lands at 35/100. The poverty rate is 9.7%. 93% of housing is owner-occupied.

Overall, 81077 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.