Otero County, CO: Foreclosures, Tax Liens & Distressed Properties

Otero County, CO, Colorado: 7 ZIP codes scored, Otero County, CO averaging 14/100 (minimal, Otero, CO), from 11 to 26. Otero County, CO is in its peak phase (Otero, CO confidence 18/100): Otero, CO home prices up 2.2% (Otero, CO) over twelve months. Otero County, CO lender headwind: 0/100.

Highest-scoring Otero County, CO ZIPs: 81039 (26/100), 81030 (12/100), 81050 (12/100), 81067 (12/100), 81077 (12/100), 81058 (11/100). Also scored in Otero County, CO: 81059.

Across Otero County, CO's scored ZIPs: median home value $155,950, household income $54,701, 18.6% vacancy, 16.4% poverty, 76% owner-occupied, median age 48.9.

Otero County, CO insurance distress 0/100 (#2,555 in the US); FEMA hazard 0/100 for Otero, CO; Otero, CO construction distress 57/100.

7 banks with 12 branches lend in Otero County, CO; Otero, CO weighted bank stress 50/100, highest 67/100 in Otero, CO.

Otero County, CO unemployment 6.3% (Otero, CO +0.4 pts, six months); 39 new housing units permitted in Otero County, CO over twelve months, Otero, CO down 3% from 40; Otero, CO home prices +9.0% a year (Otero, CO) over three years.

8,746 housing units in Otero County, CO; 2,379 Otero, CO renter households; 45% of Otero, CO renters spend 30%+ of income on rent, 22% (Otero, CO) half or more.

Otero County, CO ranks #2,346 nationally on the opportunity index (Otero, CO, among all ranked counties); Otero, CO scores 26.5/100 and Otero, CO sits #36 inside Colorado. Otero, CO is in the weak opportunity phase; Otero, CO's primary driver is vacancy, Otero, CO second driver construction; Otero, CO moved up 281 places. 2 short-sale listings across Otero, CO; 114 days on market observed in Otero, CO; 12.2% vacancy over 7 Otero, CO ZIPs.

No CFPB county sample covers Otero County, CO. The non-metro area reading for Otero, CO: 0.8% ninety-plus days late; Otero, CO's thirty-to-eighty-nine share is 1.5% (Otero, CO, December 2025 data); Colorado overall 0.7%.

Otero County, CO has 5 watched banks; 5 Otero, CO banks sit in an elevated band. Otero, CO footprints: Pb&T Bank (4 branches, stress 41) in Otero, CO; First National Bank Colorado (3 branches, stress 46) in Otero, CO; Colorado B&T Co Of La Junta (1 branch, stress 62) in Otero, CO.

HUD lists 5 assisted multifamily properties in Otero County, CO with 109 units; 103 Otero, CO units are assisted, 2 Otero, CO properties under project-based Section 8.

1,162 of the 8,746 housing units in Otero, CO sit vacant. Otero County, CO permitted 31 multifamily units in twelve months; Otero, CO's one-to-four unit structures added 8 units in Otero County, CO.