ZIP 81050 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81050 (Otero County, Colorado) lands at 12/100 — minimal on DLRadar's distress scoring. What sets it apart are the readings on construction/permit lag (53/100), structural risk (27/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. On the structural side it scores 27/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 14% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

9,774 residents call 81050 home, typically aged 41. At $60,072, median income runs below typical U.S. levels. Home values center near $199,000, an affordability ratio of 3.0× — accessible. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 4,523 housing units. Educational attainment sits at 19% bachelor's-or-above. The vacancy rate is 7.4%. 21.3% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. On demographic stress specifically, 81050 scores 31/100.

Net-net, 81050 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 81050's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 81050 reflects the current record instead of a stale or modeled snapshot.

Each component behind 81050 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 81050 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.