ZIP 81050 Property Distress & Foreclosure Data

DLRadar grades ZIP 81050 (Otero County, Colorado) at a minimal 7/100 for overall property distress. Property-level stress concentrates in structural risk (14/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural risk reads 14/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 14% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

9,774 residents call 81050 home, typically aged 41. At $60,072, median income runs below typical U.S. levels. The typical home is worth about $199,000 (3.0× income, relatively affordable). 69% of housing is owner-occupied. There are about 4,523 housing units across 81050. Around 19% of adults hold a bachelor's degree or higher. Vacancy runs 7.4%. The poverty rate is 21.3% — high, a tax-stress and distress correlate. Rent burden reaches 40% of tenant households. The demographic-stress sub-score lands at 31/100.

Taken together, 81050 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.