ZIP 81044 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81044 (Bent County, Colorado) lands at 1/100 — minimal on DLRadar's public-record scoring. Structural exposure scores 3 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: mortgage stress (4/100), institutional ownership (3/100), structural risk (3/100). By contrast, institutional ownership (3/100) and structural risk (3/100) register low.

The peak-phase market in 81044 posted values that rose 2.2% over the year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $32,679, below the U.S. median near $78,000. The poverty rate is 35.8% — high, a tax-stress and distress correlate. Rent burden reaches 71% of tenant households. On demographic stress specifically, 81044 scores 38/100. Home values center near $130,000, an affordability ratio of 2.9× — accessible. The vacancy rate is 13.7% — elevated. There are about 70 housing units across 81044. Owners hold 78% of homes, renters 22%. About 20% have a four-year degree. 134 residents call 81044 home, typically aged 49.

Net-net, 81044 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 81044 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 81044 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 1/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 81044, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 1/100 for 81044 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 81044 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.