ZIP 81073 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 81073 in Baca County, Colorado comes in at 3, a minimal composite-distress reading. Structural risk reads 6/100 against active distress of 1/100. Its standout signals are structural risk (6/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 68% owner-occupied to 32% rented. Roughly 21.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $43,021, below the U.S. median near $78,000. Vacancy runs 14.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 32% of tenant households. There are about 957 housing units across 81073. Around 24% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. The typical home is worth about $131,900 (3.2× income, relatively affordable). 1,880 residents call 81073 home, typically aged 40.

Net-net, 81073 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 81073 at the moment; the composite and its components are still built from verifiable public records.

Whether 81073 runs hot or quiet, its 3/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81073 can be compared directly against any other ZIP in Baca County, Colorado or nationwide. The score is rebuilt from public data as it updates, so 81073 reflects the current record instead of a stale or modeled snapshot.

Behind 81073's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 81073 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.