ZIP 81084 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 81084 in Baca County, Colorado comes in at 4, a minimal composite-distress reading. Latent structural risk is 7/100 while live distress already moving reads 0/100. The most distinctive pressure shows up in structural risk (7/100), institutional ownership (3/100). By contrast, structural risk (7/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 2.2% year on year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

100% of housing is owner-occupied. The demographic-stress sub-score lands at 61/100. The typical home is worth about $56,700. About 17% have a four-year degree. Roughly 23.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 27.3% — elevated. About 39 people live here, median age 61. The ZIP holds roughly 30 housing units.

Taken together, 81084 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 81084 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 81084 read uses the identical scoring model applied coast to coast, which means its 4/100 score means exactly what it means anywhere else, and 81084 stays directly comparable to neighboring ZIPs and the rest of Baca County, Colorado. The score is rebuilt from public data as it updates, so 81084 reflects the current record instead of a stale or modeled snapshot.

Behind 81084's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 81084 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.