ZIP 81090 Property Distress & Foreclosure Data

In Baca County, Colorado, ZIP 81090 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (31/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 31/100 against active distress of 1/100.

The market reads peak — home values rose 3.3% year on year, at 29/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 26.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 19% of tenant households. Owners hold 74% of homes, renters 26%. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $155,100, an affordability ratio of 4.3×. There are about 599 housing units across 81090. About 765 people live here, median age 57. Educational attainment sits at 27% bachelor's-or-above. Median household income is $35,227, below the U.S. median near $78,000. 31.5% of residents fall below the poverty threshold.

Net-net, 81090 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.