ZIP 81087 Foreclosure, Tax-Lien & Distress Report

Baca County, Colorado's ZIP 81087 registers 3/100 composite distress, which DLRadar reads as minimal. Property-level stress concentrates in structural risk (6/100), institutional ownership (3/100). structural risk (6/100) and institutional ownership (3/100) stay muted. Structurally it carries 6/100, against 0/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 91 housing units. Around 24% of renters are cost-burdened. Population is roughly 206 with a median age of 42. The vacancy rate is 18.5% — elevated. 31.6% of residents fall below the poverty threshold. At $31,328, median income runs below typical U.S. levels. 66% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. The typical home is worth about $93,800 (2.3× income, relatively affordable). Educational attainment sits at 15% bachelor's-or-above.

Net-net, 81087 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 81087 runs hot or quiet, its 3/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81087 can be compared directly against any other ZIP in Baca County, Colorado or nationwide. Where the record is thin for 81087, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 81087 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 3/100 roll-up. In workflow terms, 81087 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.