Baca County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Baca County, Colorado? DLRadar grades every Baca County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 10/100. Here is the 2026 Baca County breakdown.
- Baca County's most distressed ZIP is 81064 at 10/100.
- 8 ZIP codes tracked in Baca County, averaging 5/100 distress.
- Baca County reads peak — home values up 2.2% year over year.
- Vacancy runs 20.6% across Baca County's tracked ZIPs, with a 26.1% poverty rate.
- The typical Baca County home is worth about $115,600 against a ~$44,462 median income.
- Lending headwind in Baca County sits at 13/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81064 | 10/100 |
| 2 | 81054 | 9/100 |
| 3 | 81041 | 8/100 |
| 4 | 81084 | 4/100 |
| 5 | 81029 | 3/100 |
| 6 | 81073 | 3/100 |
| 7 | 81087 | 3/100 |
| 8 | 81090 | 3/100 |
Most distressed ZIP codes in Baca County (composite distress 0-100, 2026)
What is driving Baca County distress
Baca County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 5/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Baca County market phase and pricing
Baca County currently sits in peak after a 2.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Baca County
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What people ask
What is the hardest-hit ZIP in Baca County?
ZIP 81064 leads Baca County at 10/100, recomputed monthly from public records.
How would you describe the Baca County market phase?
Baca County reads peak, with home prices up 2.2% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Baca County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 8 Baca County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Baca County ZIP codes?
A single county score papers over real variation. Across the Baca County ZIPs DLRadar ranks, scores run from 10/100 in 81064 down to 3/100 in 81090, against a Baca County average of 5/100. That 7-point gap is why acquisition targeting in Baca County works at ZIP level rather than county level.
What do Baca County home values and vacancy say about distressed supply?
The typical Baca County home carries about $115,600 of value against a median household income near $44,462. Vacancy across Baca County's tracked ZIPs runs 20.6% and the poverty rate is 26.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Baca County's foreclosure and lien data and its 13/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.