Baca County, CO: Home-Insurance Distress & Forced-Sale Pressure
Baca County, CO: 0/100 (low) home-insurance distress; Baca, CO band ZERO; Baca, CO #2,530 of 3,222 counties; Baca, CO #29 of 64 in Colorado; Baca, CO coverage multiplier 0.70.
FEMA hazard, Baca, CO: 0/100; Baca, CO declarations, three years: none; Baca, CO five-year count 3 (severity 3.0); Baca, CO ten-year 3.
Declared incidents on the Baca, CO record: 2023 Flood 1 (Baca, CO).
NFIP claims, Baca, CO, three years: none; Baca, CO claim-stress 0/100.
Baca, CO monthly score: 0 in every month from March 2026 (Baca, CO) through October 2026.
Baca, CO components: all zero this month; Baca, CO climate multiplier 0.70.
Construction distress, Baca, CO: 9/100 as of August 2026 (Baca, CO: 9/100 one-to-four unit, 0/100 multifamily).
Baca, CO ZIPs, June 2026 (Baca, CO, 8 highest): score 0 (Baca, CO), climate 41 (Baca, CO): 81041; score 0 (Baca, CO), climate 22 (Baca, CO): 81084; score 0 (Baca, CO), climate 18 (Baca, CO): 81029, 81064, 81073, 81087, Baca, CO 81090; score 0 (Baca, CO), climate 9 (Baca, CO): 81054.
DLRadar rescores Baca, CO monthly; Baca, CO readings join Baca, CO foreclosure, lien and ownership parcels (Baca, CO), so cost-squeezed Baca, CO owners surface before listing.
Inside Colorado, Baca County ranks 29th of 64 counties for home-insurance distress at 0/100; Alamosa County (0/100) sits just above Baca County, and Bent County (0/100) sits just below Baca County.
Deterministic. Every Baca County, CO signal traces to a public Baca dataset (FEMA, NFIP, Census for Baca, CO) · how insurance distress works in Baca, CO · methodology
FAQ: Baca County, CO insurance distress
What is the Baca County, CO home-insurance-distress score?
Baca, CO: 0/100 (ZERO), #2,530 of 3,222, #29 in Colorado. FEMA hazard, Baca, CO: 0/100; NFIP stress, Baca, CO: 0/100; construction, Baca, CO: 9/100; Baca, CO rescores monthly.
Is Baca County insurance distress getting better or worse (CO)?
Baca, CO: 0 in March 2026; Baca, CO: 0 in October 2026 (unchanged).
Which Baca County ZIP codes carry the most insurance distress (CO)?
Baca, CO, June 2026: 81041 at 0, 81084 at 0, 81029 at 0, 81064 at 0; Baca, CO climate scores there: 41, 22, 18, 18.
Why does Baca, CO insurance distress create sellers?
A Baca, CO premium outruns the Baca, CO budget; a carrier leaves Baca, CO; Baca, CO carrying cost passes plan; Baca, CO owners sell while current; Baca, CO insurance distress leads Baca, CO foreclosure data.