ZIP 81041 Foreclosure, Tax-Lien & Distress Report

ZIP code 81041 in Prowers County, Colorado carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (17/100), construction/permit lag (16/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structurally it carries 17/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.5% — elevated. 25.2% of residents fall below the poverty threshold. There are about 313 housing units across 81041. The demographic-stress sub-score lands at 29/100. About 660 people live here, median age 42. Educational attainment sits at 16% bachelor's-or-above. A median home runs $122,000 here, or 2.4 times local income. Rent burden reaches 23% of tenant households. Owners hold 66% of homes, renters 34%. Households earn a median $45,000 — below the roughly $78,000 national figure.

Taken together, 81041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 81041 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 81041 runs through one identical public-record model, so its 8/100 sits on the same scale as every other ZIP in Prowers County, Colorado and the nation. Nothing here is interpolated — where a source is thin for 81041, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 81041's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 81041 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.