ZIP 81054 Foreclosure, Tax-Lien & Distress Report
Bent County, Colorado · High Vacancy market
In Bent County, Colorado, ZIP 81054 scores 8 of 100 for composite distress, a minimal level on DLRadar's distress index. Leading the profile are construction/permit lag (68/100), structural risk (20/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Latent structural risk is 20/100 while live distress already moving reads 1/100.
Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 27% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.
4,760 residents call 81054 home, typically aged 40. Rent burden reaches 39% of tenant households. There are about 1,803 housing units across 81054. The tenure split is 62% owner-occupied to 38% rented. On demographic stress specifically, 81054 scores 35/100. Median household income is $46,964, below the U.S. median near $78,000. Home values center near $134,100, an affordability ratio of 2.6× — accessible. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 14.4% — elevated. Roughly 34.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Taken together, 81054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 81054 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 81054 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 81054 reflects the current record instead of a stale or modeled snapshot.
The 8/100 for 81054 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 81054 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 81054’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 81054 Stress Report snapshot
The live 81054 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Bent County
Nearest ZIP codes to 81054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to Bent County, Colorado.
Open the complete 81054 acquisition file
The full 81054 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology