ZIP 81020 Foreclosure, Tax-Lien & Distress Report

Las Animas County, Colorado's ZIP 81020 registers 12/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 29/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (29/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $29,777, median income runs below typical U.S. levels. The ZIP holds roughly 753 housing units. The demographic-stress sub-score lands at 35/100. Around 54% of renters are cost-burdened. 807 residents call 81020 home, typically aged 64. Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 32.5% — elevated. The typical home is worth about $108,000 (3.7× income, relatively affordable). The poverty rate is 12.0%. 80% of housing is owner-occupied.

Taken together, 81020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.