ZIP 81020 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81020 (Las Animas County, Colorado) lands at 12/100 — minimal on DLRadar's public-record scoring. On the structural side it scores 27/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (79/100), structural risk (27/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 81020 posted values that rose 2.2% over the year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $29,777, median income runs below typical U.S. levels. The ZIP holds roughly 753 housing units. The demographic-stress sub-score lands at 35/100. Rent burden reaches 54% of tenant households. 807 residents call 81020 home, typically aged 64. Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 32.5% — elevated. Home values center near $108,000, an affordability ratio of 3.7× — accessible. The poverty rate is 12.0%. 80% of housing is owner-occupied.

Net-net, 81020 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 81020 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 81020's 12/100 can be lined up against any neighbor in Las Animas County, Colorado or any ZIP coast to coast. Sparse data for 81020 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 81020 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 81020 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.