ZIP 81082 Foreclosure, Tax-Lien & Distress Report

ZIP 81082's composite property-distress score is 12/100 - DLRadar classes that as minimal for Las Animas County, Colorado. Structurally it carries 27/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (79/100), structural risk (27/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 81082 posted values that rose 2.2% over the year, and 8% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 81082 scores 34/100. There are about 6,086 housing units across 81082. Rent burden reaches 39% of tenant households. Home values center near $244,700, an affordability ratio of 4.0×. Households earn a median $54,788 — below the roughly $78,000 national figure. Around 17% of adults hold a bachelor's degree or higher. About 11,750 people live here, median age 45. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 68% of housing is owner-occupied.

Net-net, 81082 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 81082 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 81082, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 81082 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 81082 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.