ZIP 87740 Foreclosure, Tax-Lien & Distress Report

In Colfax County, New Mexico, ZIP 87740 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (16/100), mortgage stress (10/100), institutional ownership (3/100). By contrast, mortgage stress (10/100) and institutional ownership (3/100) register low. Structural risk reads 16/100 against active distress of 3/100.

The market reads peak — home values rose 1.1% year on year, and 9% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

7,055 residents call 87740 home, typically aged 46. The poverty rate is 18.3% — high, a tax-stress and distress correlate. There are about 3,862 housing units across 87740. At $52,856, median income runs below typical U.S. levels. The tenure split is 73% owner-occupied to 27% rented. Around 20% of adults hold a bachelor's degree or higher. Home values center near $153,100, an affordability ratio of 3.0× — accessible. Around 33% of renters are cost-burdened. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 87740 scores 30/100.

On the whole, 87740 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 87740 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 87740 runs hot or quiet, its 8/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 87740 can be compared directly against any other ZIP in Colfax County, New Mexico or nationwide. The score is rebuilt from public data as it updates, so 87740 reflects the current record instead of a stale or modeled snapshot.

Each component behind 87740 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 8/100 roll-up. Treat 87740 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.