ZIP 88422 Foreclosure, Tax-Lien & Distress Report
Union County, New Mexico · Affordable market
ZIP code 88422 in Union County, New Mexico carries a composite property-distress score of 4/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are mortgage stress (9/100), structural risk (8/100), institutional ownership (3/100). structural risk (8/100) and institutional ownership (3/100) stay muted. Structural risk reads 8/100 against active distress of 3/100.
Prices here sit in a peak phase: values rose 1.1% over the trailing year, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $39,500, below the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. 154 residents call 88422 home, typically aged 75. There are about 32 housing units across 88422. 39% of housing is owner-occupied. Home values center near $116,300. Vacancy runs 7.5%. About 18% have a four-year degree. The demographic-stress sub-score lands at 29/100.
Net-net, 88422 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 88422 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 88422's 4/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 88422 reflects the current record instead of a stale or modeled snapshot.
The 4/100 figure for 88422 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 88422 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 88422’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 88422 Stress Report snapshot
88422 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Union County ZIP codes
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Built from public records, scored the same way everywhere · methodology