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County and ZIP distress scoring, market phase, and the deals that surfaced today.

Union County, NM: Foreclosures, Tax Liens & Distressed Properties

Union County, New Mexico sits inside DLRadar's nationwide distress index, built entirely from public records. Bank/credit headwind for the county is 50 on a 0–100 scale, a moderate reading. Individual Union County ZIPs score between 1 and 6 on the 0–100 composite. Coverage runs to 9 ZIPs across Union County, a minimal 3/100 average.

The county market is in a peak phase: home prices rose 1.1% over the past year, a 26/100-confidence read. This late in the run, the opportunity narrows as the ZIP scores below show.

Near the cycle top at +1.1% YoY (26/100 confidence), the wins are surgical — target the few ZIPs carrying distress. Mid-range bank stress at 50/100 means both signal sets in play here.

Top distress by ZIP runs 88414 (6/100), 88422 (4/100), 88430 (3/100), 88415 (2/100), 88418 (2/100), 88419 (2/100), listed with every scored ZIP below. Coverage extends to 88424, 88436, 88410 among others.

By the numbers, Union County's scored ZIPs report household income averaging about $49,636, below the national median, residents with a median age around 54.4, 9.7% of households below the poverty line, median home values around $147,800 (below the national figure), 35.3% of units sitting vacant, 64% owner-occupancy. Taken together, they frame which owners come under strain and how quickly stock clears.

All in at 3/100 over 9 ZIPs, distress here is parcel-specific rather than a blanket buy. Subscribers get each Union County parcel's owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

No county is too small to score: Union County, New Mexico runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Union County's numbers mean exactly what they mean anywhere else in New Mexico.

Approach Union County by rank rather than by average — the 3/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Union County data is thin.

At the ZIP level, the sharpest readings in Union County are 88414 (6/100), 88422 (4/100), 88430 (3/100), 88415 (2/100), 88418 (2/100), 88419 (2/100). DLRadar also scores 88424, 88436, 88410 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Union County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.

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Peak
Market phase
1.1%
HPI YoY
0%
Drawdown
26
Confidence
Live sampleSample: distressed properties in Union County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
88414NM6
88422NM4
88430NM3
88415NM2
88418NM2
88419NM2
88424NM2
88436NM2
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Most distressed ZIP codes in Union County

Work Union County, New Mexico at the parcel level

Owner, mailing address, APN and a per-parcel distress score for each Union County property — plus capital sources and a closing network.

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No single layer decides a deal - macro pressure, lender stress, ZIP detail and parcel data each check the others.

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