ZIP 87728 Foreclosure, Tax-Lien & Distress Report
Colfax County, New Mexico · High Vacancy market
Colfax County, New Mexico's ZIP 87728 registers 8/100 composite distress, which DLRadar reads as minimal. Property-level stress concentrates in structural risk (16/100), mortgage stress (10/100), institutional ownership (3/100). By contrast, mortgage stress (10/100) and institutional ownership (3/100) register low. The split runs 16/100 structural to 3/100 active on the ground.
Prices here sit in a peak phase: values rose 1.1% over the trailing year (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 464 with a median age of 38. 72% of housing is owner-occupied. Median household income is $37,125, below the U.S. median near $78,000. Rent burden reaches 14% of tenant households. There are about 228 housing units across 87728. The poverty rate is 8.0%. The typical home is worth about $86,700 (2.3× income, relatively affordable). Around 11% of adults hold a bachelor's degree or higher. The vacancy rate is 18.1% — elevated. On demographic stress specifically, 87728 scores 25/100.
Net-net, 87728 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 87728 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 87728's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 87728 reflects the current record instead of a stale or modeled snapshot.
The 8/100 figure for 87728 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 87728 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 87728
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 87728 Stress Report snapshot
87728 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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No modelling: every input is a public record · methodology