ZIP 87728 Property Distress & Foreclosure Data

ZIP code 87728 in Colfax County, New Mexico carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (16/100), mortgage stress (10/100), institutional ownership (3/100). mortgage stress (10/100) and institutional ownership (3/100) stay muted. Structural risk reads 16/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

464 residents call 87728 home, typically aged 38. The tenure split is 72% owner-occupied to 28% rented. Households earn a median $37,125 — below the roughly $78,000 national figure. Rent burden reaches 14% of tenant households. There are about 228 housing units across 87728. Roughly 8.0% live below the poverty line. A median home runs $86,700 here, or 2.3 times local income. About 11% have a four-year degree. Vacancy runs 18.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 87728 scores 25/100.

Taken together, 87728 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.