ZIP 81049 Foreclosure, Tax-Lien & Distress Report

Las Animas County, Colorado's ZIP 81049 registers 12/100 composite distress, which DLRadar reads as minimal. Leading the profile are construction/permit lag (79/100), structural risk (27/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). On the structural side it scores 27/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

155 residents call 81049 home, typically aged 56. DLRadar's demographic-stress index for the area reads 25/100. The ZIP holds roughly 168 housing units. About 24% have a four-year degree. The vacancy rate is 31.1% — elevated. Median household income is $42,266, below the U.S. median near $78,000. Owners hold 63% of homes, renters 37%. Rent burden reaches 0% of tenant households. Home values center near $175,800, an affordability ratio of 3.2× — accessible. Roughly 7.7% live below the poverty line.

Net-net, 81049 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 81049 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 81049 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 81049 stays directly comparable to neighboring ZIPs and the rest of Las Animas County, Colorado. 81049 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 81049's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 81049 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.