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ZIP 81029 Foreclosure, Tax-Lien & Distress Report

Baca County, Colorado · High Vacancy market

In Baca County, Colorado, ZIP 81029 scores 3 of 100 for composite distress, a minimal level on DLRadar's public-record index. Leading the profile are structural risk (6/100), institutional ownership (3/100). On the quiet end sit structural risk (6/100) and institutional ownership (3/100). Latent structural risk is 6/100 while live distress already moving reads 0/100.

The market reads peak — home values rose 2.2% year on year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 22% bachelor's-or-above. The poverty rate is 19.9% — high, a tax-stress and distress correlate. The tenure split is 80% owner-occupied to 20% rented. Vacancy runs 31.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 26/100. There are about 156 housing units across 81029. Rent burden reaches 7% of tenant households. Population is roughly 287 with a median age of 51. Households earn a median $43,750 — below the roughly $78,000 national figure.

Net-net, 81029 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 81029 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 81029 read uses the identical public-record model applied coast to coast, which means its 3/100 score means exactly what it means anywhere else, and 81029 stays directly comparable to neighboring ZIPs and the rest of Baca County, Colorado. Sparse data for 81029 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 81029 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 3/100 roll-up. Treat 81029 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

3/100
Composite stress
6/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 81029

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk18
81029 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 81029 by the numbers

81029 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Open the complete 81029 acquisition file

See who owns each distressed property in 81029, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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