ZIP 81029 Foreclosure, Tax-Lien & Distress Report

In Baca County, Colorado, ZIP 81029 scores 3 of 100 for composite distress, a minimal level on DLRadar's distress index. Leading the profile are structural risk (6/100), institutional ownership (3/100). On the quiet end sit structural risk (6/100) and institutional ownership (3/100). Latent structural risk is 6/100 while live distress already moving reads 0/100.

The market reads peak — home values rose 2.2% year on year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 22% bachelor's-or-above. The poverty rate is 19.9% — high, a tax-stress and distress correlate. The tenure split is 80% owner-occupied to 20% rented. Vacancy runs 31.9%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 48/100. There are about 156 housing units across 81029. Rent burden reaches 7% of tenant households. Population is roughly 287 with a median age of 51. Households earn a median $43,750 — below the roughly $78,000 national figure.

Net-net, 81029 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 81029 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 81029 read uses the identical scoring model applied coast to coast, which means its 3/100 score means exactly what it means anywhere else, and 81029 stays directly comparable to neighboring ZIPs and the rest of Baca County, Colorado. Sparse data for 81029 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 81029 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 3/100 roll-up. Treat 81029 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.