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ZIP 81058 Foreclosure, Tax-Lien & Distress Report

Otero County, Colorado · High Vacancy market

Composite property distress in 81058 (Otero County, Colorado) lands at 9/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (28/100), structural risk (19/100), institutional ownership (10/100). institutional ownership (10/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 19/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 967 people live here, median age 51. Home values center near $141,700, an affordability ratio of 2.0× — accessible. The vacancy rate is 20.5% — elevated. 82% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 486 housing units. The poverty rate is 14.1%. Median household income is $60,106, below the U.S. median near $78,000.

On the whole, 81058 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 81058 runs through one identical public-record model, so its 9/100 sits on the same scale as every other ZIP in Otero County, Colorado and the nation. Sparse data for 81058 shows as blanks, never estimates, and the score updates on every fresh public filing.

81058's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 81058 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

9/100
Composite stress
19/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 81058

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk33
Another 9 scored dimensions sit behind 81058

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 81058 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 81058, the same set carried on every parcel.

Loading ZIP 81058 stress data…

Adjacent Otero County ZIP reports

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Other reports tied to Otero County, Colorado — ZIP, county and statewide.

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Deterministic. Every signal traces to a public dataset · methodology

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