ZIP 81003 Foreclosure, Tax-Lien & Distress Report

ZIP 81003's composite property-distress score is 42/100 - DLRadar classes that as moderate for Pueblo County, Colorado. The split runs 65/100 structural to 1/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (83/100)). Its standout signals are construction/permit lag (100/100), structural risk (65/100), insurance pressure (42/100). By contrast, price dislocation (25/100) and mortgage stress (3/100) register low.

The contraction-phase market in 81003 posted values that fell 3.7% over the year, 4.3% off the recent peak, and 1% higher over three years, at 62/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

14,820 residents call 81003 home, typically aged 37. Owners hold 47% of homes, renters 53%. The typical home is worth about $198,700 (4.1× income). Rent burden reaches 35% of tenant households. DLRadar's demographic-stress index for the area reads 37/100. Around 18% of adults hold a bachelor's degree or higher. Vacancy runs 9.2%. 25.7% of residents fall below the poverty threshold. There are about 6,324 housing units across 81003. Households earn a median $43,750 — below the roughly $78,000 national figure.

Net-net, 81003 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 81003 at the moment; the composite and its components are still built from verifiable public records.

Whether 81003 runs hot or quiet, its 42/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81003 can be compared directly against any other ZIP in Pueblo County, Colorado or nationwide. Where the public record is thin for 81003, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 81003 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 42/100 roll-up. In workflow terms, 81003 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.