ZIP 81226 Property Distress & Foreclosure Data

DLRadar grades ZIP 81226 (Fremont County, Colorado) at a low 17/100 for overall property distress. On the structural side it scores 37/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (66/100), structural risk (37/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100).

The peak-phase market in 81226 posted values that rose 1.6% over the year, and 9% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $59,450 — below the roughly $78,000 national figure. Around 11% of renters are cost-burdened. On demographic stress specifically, 81226 scores 30/100. About 14% have a four-year degree. The tenure split is 71% owner-occupied to 29% rented. Population is roughly 7,933 with a median age of 41. Roughly 14.1% live below the poverty line. The ZIP holds roughly 2,459 housing units. A median home runs $258,800 here, or 4.0 times local income. The vacancy rate is 9.1%.

On balance 81226 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
37/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 81226

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk59
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Fremont County

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