ZIP 81226 Foreclosure, Tax-Lien & Distress Report
Fremont County, Colorado · Cooling Market market
In Fremont County, Colorado, ZIP 81226 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 34/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (48/100), structural risk (34/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100).
The contraction-phase market in 81226 posted values that held roughly flat over the year, and 9% higher over three years, at 10/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Median household income is $59,450, below the U.S. median near $78,000. Rent burden reaches 11% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 14% bachelor's-or-above. Owners hold 71% of homes, renters 29%. 7,933 residents call 81226 home, typically aged 41. The poverty rate is 14.1%. The ZIP holds roughly 2,459 housing units. Home values center near $258,800, an affordability ratio of 4.0×. Vacancy runs 9.1%.
Net-net, 81226 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 81226 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 81226's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 81226 shows blanks, not estimates, wherever the record is sparse.
The 15/100 figure for 81226 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 81226 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 81226’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 81226 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 81226, the same set carried on every parcel.
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No modelling: every input is a public record · methodology