ZIP 81221 Foreclosure, Tax-Lien & Distress Report
Fremont County, Colorado · High Poverty market
ZIP code 81221 in Fremont County, Colorado carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (66/100)). The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (35/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 35/100 structural and 1/100 already moving.
Prices here sit in a contraction phase: values held roughly flat over the trailing year (phase confidence 12/100). A cooling market tends to open discount-to-value windows.
360 residents call 81221 home, typically aged 42. Vacancy runs 9.6%. A median home runs $199,000 here, or 5.0 times local income. 85% of housing is owner-occupied. The ZIP holds roughly 143 housing units. Around 80% of renters are cost-burdened. On demographic stress specifically, 81221 scores 44/100. At $41,000, median income runs below typical U.S. levels. Around 12% of adults hold a bachelor's degree or higher. 23.3% of residents fall below the poverty threshold.
On the whole, 81221 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 81221 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 81221 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Fremont County, Colorado and the nation. 81221 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
81221's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 81221 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 81221’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
81221 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 81221, the same set carried on every parcel.
Other Fremont County ZIP codes
Keep exploring Colorado distress
Further distress data across Fremont County, Colorado at ZIP, county and state level.
Open the complete 81221 acquisition file
See who owns each distressed property in 81221, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology