ZIP 81232 Foreclosure, Tax-Lien & Distress Report
Fremont County, Colorado · Cooling Market market
In Fremont County, Colorado, ZIP 81232 scores 15 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 33/100, against 0/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (38/100), structural risk (33/100), institutional ownership (5/100). On the quiet end sit structural risk (33/100) and institutional ownership (5/100). Climate and flood risk are elevated too — climate & FEMA risk (66/100).
Prices here sit in a contraction phase: values held roughly flat over the trailing year (phase confidence 12/100). A cooling market tends to open discount-to-value windows.
Net-net, 81232 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 81232 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 81232 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 81232 shows blanks, not estimates, wherever the record is sparse.
The 15/100 figure for 81232 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 81232 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 81232’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 81232 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 81232, the same set carried on every parcel.
Neighbouring ZIPs in Fremont County
Nearest ZIP codes to 81232
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 81232
Related ZIP, county and statewide reads linked to Fremont County, Colorado.
See every distressed parcel in 81232
Open 81232 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology