ZIP 81242 Foreclosure, Tax-Lien & Distress Report
Chaffee County, Colorado · Distress market
Chaffee County, Colorado's ZIP 81242 registers 14/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 30/100 structural and 1/100 already moving. Leading the profile are construction/permit lag (52/100), structural risk (30/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).
The market reads peak — home values rose 2.2% year on year, and 11% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 36% have a four-year degree. Home values center near $482,500, an affordability ratio of 5.1×. Roughly 2.0% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 51% of tenant households. At $93,889, median income runs above typical U.S. levels. Population is roughly 890 with a median age of 52. The vacancy rate is 8.6%. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 548 housing units. 89% of housing is owner-occupied.
Overall 81242 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 81242 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 81242's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 81242 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 81242's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 81242 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 81242 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
81242 at a glance
A live read on 81242: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Chaffee County ZIP codes
Nearest ZIP codes to 81242
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Chaffee County, Colorado
Other reports tied to Chaffee County, Colorado — ZIP, county and statewide.
The complete 81242 distress and acquisition report
Pull every distressed parcel in 81242 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology