ZIP 81228 Foreclosure, Tax-Lien & Distress Report
Chaffee County, Colorado · Distress market
In Chaffee County, Colorado, ZIP 81228 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. The latent-versus-live split is 30/100 structural and 0/100 already moving. The sharpest non-environmental signals are construction/permit lag (52/100), structural risk (30/100), institutional ownership (3/100). structural risk (30/100) and institutional ownership (3/100) stay muted.
Prices here sit in a peak phase: values rose 2.2% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
Broadly, 81228 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 81228 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 81228, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 81228 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Treat 81228 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 81228
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 81228 by the numbers
Current distress, phase, housing and lender-pressure figures for 81228, drawn from the same report attached to each property.
Other Chaffee County ZIP codes
Nearest ZIP codes to 81228
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Chaffee County, Colorado
Additional distress intelligence spanning Chaffee County, Colorado by ZIP, county and state.
The complete 81228 distress and acquisition report
Every distressed parcel in 81228 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology