ZIP 81251 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 81251 (Lake County, Colorado) lands at 13/100 — minimal on DLRadar's distress scoring. The latent-versus-live split is 30/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (66/100), institutional ownership (30/100), structural risk (30/100). structural risk (30/100) and mortgage stress (7/100) stay muted.

The market reads contraction — home values held roughly flat year on year (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $75,333 — near the roughly $78,000 national figure. Around 0% of renters are cost-burdened. Roughly 11.0% live below the poverty line. About 72% have a four-year degree. 94% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The vacancy rate is 21.8% — elevated. Home values center near $672,600, an affordability ratio of 6.4×. 362 residents call 81251 home, typically aged 59. There are about 297 housing units across 81251.

On the whole, 81251 leans distressed, with opportunity clustered in specific stressed parcels. While 81251 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 81251's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 81251 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 13/100 for 81251 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 81251 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.