ZIP 81251 Property Distress & Foreclosure Data

ZIP code 81251 in Lake County, Colorado carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 20/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (66/100), structural risk (20/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (5/100) stay muted.

Prices here sit in a peak phase: values rose 1.3% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $75,333, median income runs near typical U.S. levels. Around 0% of renters are cost-burdened. The poverty rate is 11.0%. Around 72% of adults hold a bachelor's degree or higher. 94% of housing is owner-occupied. The demographic-stress sub-score lands at 27/100. The vacancy rate is 21.8% — elevated. The typical home is worth about $672,600 (6.4× income). 362 residents call 81251 home, typically aged 59. The ZIP holds roughly 297 housing units.

Taken together, 81251 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.