Lake County, CO: Foreclosures, Tax Liens & Distressed Properties

Lake County, CO, Colorado: 2 ZIP codes scored, Lake County, CO averaging 13/100 (minimal, Lake, CO). Lake County, CO is in its contraction phase (Lake, CO confidence 12/100): Lake, CO home prices down 0.3% (Lake, CO) over twelve months. Lake County, CO lender headwind: 19/100.

Highest-scoring Lake County, CO ZIPs: 80461 (13/100), 81251 (13/100).

Across Lake County, CO's scored ZIPs: median home value $565,500, household income $93,349, 24.4% vacancy, 9.0% poverty, 84% owner-occupied, median age 47.7.

Lake County, CO insurance distress 32/100 (#1,518 in the US); FEMA hazard 63/100 for Lake, CO; 3 federal disaster declarations in Lake County, CO since 2023; Lake, CO construction distress 66/100.

3 banks with 3 branches lend in Lake County, CO; Lake, CO weighted bank stress 48/100, highest 57/100 in Lake, CO.

Lake County, CO unemployment 4.0% (Lake, CO +0.4 pts, six months); 43 new housing units permitted in Lake County, CO over twelve months, Lake, CO down 16% from 51; Lake, CO home prices +12.2% a year (Lake, CO) over three years.

3,983 housing units in Lake County, CO; 709 Lake, CO renter households; 52% of Lake, CO renters spend 30%+ of income on rent, 23% (Lake, CO) half or more.

Lake County, CO ranks #522 nationally on the opportunity index (Lake, CO, among all ranked counties); Lake, CO scores 33.3/100 and Lake, CO sits #4 inside Colorado. Lake, CO is in the peak_opportunity opportunity phase; Lake, CO's primary driver is vacancy, Lake, CO second driver construction; Lake, CO moved up 120 places. 5 short-sale listings across Lake, CO; 116 days on market observed in Lake, CO; 26.7% vacancy over 2 Lake, CO ZIPs.

No CFPB county sample covers Lake County, CO. The non-metro area reading for Lake, CO: 0.8% ninety-plus days late; Lake, CO's thirty-to-eighty-nine share is 1.5% (Lake, CO, December 2025 data); Colorado overall 0.7%.

Lake County, CO has 3 watched banks; 3 Lake, CO banks sit in an elevated band. Lake, CO footprints: Nbh Bank (1 branch, stress 57) in Lake, CO; High Plains Bank (1 branch, stress 46) in Lake, CO; Pb&T Bank (1 branch, stress 41) in Lake, CO.

HUD lists 1 assisted multifamily property in Lake County, CO with 24 units; 24 Lake, CO units are assisted, 1 Lake, CO properties under project-based Section 8.

963 of the 3,983 housing units in Lake, CO sit vacant. Lake County, CO permitted 0 multifamily units in twelve months; Lake, CO's one-to-four unit structures added 43 units in Lake County, CO.