Lake County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lake County, CO distress report, 2026: 2 ZIPs scored in Lake, CO, Lake, CO average 14/100; the top Lake, CO ZIP is 80461 at 14/100; Lake, CO market phase contraction, Lake, CO prices -0.3% year over year.
- Lake, CO ranks #491 nationally (opportunity index); Lake, CO #3 in Colorado; Lake, CO index 33.5.
- Lake, CO: no CFPB county sample; Lake, CO non-metro area reading 0.8%.
- Lake, CO ZIP phases: 2 contraction.
- Lake, CO residential listings tracked: 9 across 2 ZIPs; Lake, CO candidate listings 9.
- Lake, CO HUD assisted properties: 1 with 24 units.
- Lake, CO lenders on watch: 3; largest Lake, CO footprint Nbh Bank (1 branch).
- Lake, CO most distressed ZIP: 80461 at 14/100.
Lake, CO figures: DLRadar distress index; Lake, CO inputs: CFPB, FHFA, HUD, FDIC; Lake, CO rebuilt as sources refresh.
| Rank | Lake, CO ZIP | Score |
|---|---|---|
| 1 | 80461 | 14/100 |
| 2 | 81251 | 14/100 |
Most distressed Lake, CO ZIPs (0-100, 2026)
Mortgage delinquency around Lake, CO
No CFPB county sample covers Lake, CO; the non-metro area reading for Lake, CO: 0.8% ninety-plus; Lake, CO area thirty-to-eighty-nine 1.5% (December 2025, Lake, CO); Colorado overall 0.7%.
Opportunity index: Lake, CO
Lake, CO index 33.5, Lake, CO phase peak_opportunity; Lake, CO primary driver vacancy, Lake, CO second driver construction. Lake, CO components: property stress 25.0, foreclosure pressure 28.2, listing discounts 31.1, bank stress 47.8, insurance 0.0; Lake, CO pulse 37.3; Lake, CO capital opportunity 27.9; Lake, CO seven-day change +0.3%.
ZIP market phases inside Lake, CO
2 Lake, CO ZIPs carry a price-cycle phase; Lake, CO ZIPs by phase (Lake, CO), deepest drawdown first: contraction, -0.3% YoY, 0.7% off peak (Lake, CO): 80461, 81251.
Residential listings by Lake, CO ZIP
Lake, CO ZIPs with the most tracked Lake, CO residential listings: 80461 8 listings, 8 candidates, bank pressure 48; 81251 1 listings, 1 candidates, bank pressure 48. Lake, CO totals: 9 listings; Lake, CO candidates 9; active ZIPs 0.
HUD assisted housing in Lake, CO
1 assisted properties with 24 units sit in Lake, CO; largest Lake, CO properties: Mount Massive Manor (Leadville) 24 units, 24 assisted.
Lenders with branches in Lake, CO
Lake, CO lenders by branch count: Nbh Bank (Lake, CO): stress 57, 1 branch low in Lake, CO; High Plains Bank (Lake, CO): stress 46, 1 branch low in Lake, CO; Pb&T Bank (Lake, CO): stress 41, 1 branch low in Lake, CO.
Vacancy and permits, Lake, CO
963 of 3,983 Lake, CO housing units are vacant; Lake, CO permits, twelve months: 0 multifamily units in Lake, CO, 43 one-to-four unit units.
Work Lake, CO at the parcel level
Every Lake, CO parcel carries owner and address; every Lake, CO parcel carries APN; Lake, CO distress scores sit on the Lake, CO live board.
Lake, CO figures refresh with each source.
Lake, CO questions
Most distressed ZIP code in Lake County, CO?
ZIP 80461 leads Lake, CO at 14/100; next in Lake, CO: 81251 at 14/100; the Lake, CO average is 14/100.
Where does Lake County, CO rank for investment opportunity?
Lake, CO is #491 among all ranked counties, #3 in Colorado; the Lake, CO driver is vacancy; Lake, CO moved up 319 places.
How many mortgages are delinquent in Lake County, CO?
Lake, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Lake, CO.
Which banks lend in Lake County, CO?
3 watched lenders hold Lake, CO branches; the largest Lake, CO footprints are Nbh Bank (1), High Plains Bank (1), Pb&T Bank (1).
More on Lake, CO
Lake County, CO distress report: public-record figures for Lake, CO; not legal advice for Lake, CO; not tax or investment advice; verify every Lake, CO record before acting.