Lake County, CO: Home-Insurance Distress & Forced-Sale Pressure
Lake County, CO: 32/100 (moderate) home-insurance distress; Lake, CO band LOW; Lake, CO #1,518 of 3,222 counties; Lake, CO #14 of 64 in Colorado; raw Lake, CO 24.1; Lake, CO coverage multiplier 0.85.
FEMA hazard, Lake, CO: 63/100; Lake, CO declarations, three years: 1; Lake, CO perils: 3 fire; hazard-weighted, Lake, CO: 2.0.
Declared incidents on the Lake, CO record: 2026 Fire 2 (Lake, CO).
NFIP claims, Lake, CO, three years: none; Lake, CO claim-stress 0/100.
Lake, CO monthly score rose, 0 (March 2026) to 30 (October 2026); Lake, CO by month: March 0, April 0, May 0, June 0 (Lake, CO), July 27, August 26, September 32, October 30.
Lake, CO components: climate 60; Lake, CO retreat index 30; Lake, CO climate multiplier 0.85.
Construction distress, Lake, CO: 66/100 as of August 2026 (Lake, CO: 60/100 one-to-four unit, 100/100 multifamily).
Lake, CO ZIPs, June 2026 (Lake, CO, 2 highest): score 0 (Lake, CO), climate 8 (Lake, CO): 80461, 81251.
DLRadar rescores Lake, CO monthly; Lake, CO readings join Lake, CO foreclosure, lien and ownership parcels (Lake, CO), so cost-squeezed Lake, CO owners surface before listing.
Inside Colorado, Lake County ranks 10th of 64 counties for home-insurance distress at 32/100; Dolores County (32/100) sits just above Lake County, and La Plata County (28/100) sits just below Lake County.
Deterministic. Every Lake County, CO signal traces to a public Lake dataset (FEMA, NFIP, Census for Lake, CO) · how insurance distress works in Lake, CO · methodology
FAQ: Lake County, CO insurance distress
What is the Lake County, CO home-insurance-distress score?
Lake, CO: 32/100 (LOW), #1,518 of 3,222, #14 in Colorado. FEMA hazard, Lake, CO: 63/100; NFIP stress, Lake, CO: 0/100; construction, Lake, CO: 66/100; Lake, CO rescores monthly.
Is Lake County insurance distress getting better or worse (CO)?
Lake, CO: 0 in March 2026; Lake, CO: 30 in October 2026 (worse); Lake, CO climate component 60.
Which Lake County ZIP codes carry the most insurance distress (CO)?
Lake, CO, June 2026: 80461 at 0, 81251 at 0; Lake, CO climate scores there: 8, 8.
Why does Lake, CO insurance distress create sellers?
A Lake, CO premium outruns the Lake, CO budget; a carrier leaves Lake, CO; Lake, CO carrying cost passes plan; Lake, CO owners sell while current; Lake, CO insurance distress leads Lake, CO foreclosure data.