Chaffee County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chaffee County, CO distress report, 2026: 7 ZIPs scored in Chaffee, CO, Chaffee, CO average 13/100; the top Chaffee, CO ZIP is 81201 at 14/100; Chaffee, CO market phase peak, Chaffee, CO prices +2.2% year over year.
- Chaffee, CO ranks #1,843 nationally (opportunity index); Chaffee, CO #24 in Colorado; Chaffee, CO index 28.3.
- Chaffee, CO: no CFPB county sample; Chaffee, CO non-metro area reading 0.8%.
- Chaffee, CO ZIP phases: 6 peak, 1 contraction.
- Chaffee, CO residential listings tracked: 12 across 6 ZIPs; Chaffee, CO candidate listings 8.
- Chaffee, CO lenders on watch: 3; largest Chaffee, CO footprint High Country Bank (3 branches).
- Chaffee, CO most distressed ZIP: 81201 at 14/100.
Chaffee, CO figures: DLRadar distress index; Chaffee, CO inputs: CFPB, FHFA, HUD, FDIC; Chaffee, CO rebuilt as sources refresh.
| Rank | Chaffee, CO ZIP | Score |
|---|---|---|
| 1 | 81201 | 14/100 |
| 2 | 81211 | 14/100 |
| 3 | 81227 | 14/100 |
| 4 | 81228 | 14/100 |
| 5 | 81236 | 14/100 |
| 6 | 81242 | 14/100 |
| 7 | 80449 | 10/100 |
Most distressed Chaffee, CO ZIPs (0-100, 2026)
Mortgage delinquency around Chaffee, CO
No CFPB county sample covers Chaffee, CO; the non-metro area reading for Chaffee, CO: 0.8% ninety-plus; Chaffee, CO area thirty-to-eighty-nine 1.5% (December 2025, Chaffee, CO); Colorado overall 0.7%.
Opportunity index: Chaffee, CO
Chaffee, CO index 28.3, Chaffee, CO phase early_signal; Chaffee, CO primary driver vacancy, Chaffee, CO second driver bank institutional. Chaffee, CO components: property stress 18.0, foreclosure pressure 21.1, listing discounts 22.0, bank stress 55.3, insurance 0.0; Chaffee, CO pulse 32.9; Chaffee, CO capital opportunity 21.4.
ZIP market phases inside Chaffee, CO
7 Chaffee, CO ZIPs carry a price-cycle phase; Chaffee, CO ZIPs by phase (Chaffee, CO), deepest drawdown first: contraction, -0.9% YoY, 1.2% off peak (Chaffee, CO): 80449; peak, +1.8% YoY, 0.1% off peak (Chaffee, CO): 81201; peak, +2.2% YoY (Chaffee, CO): 81211, 81227, 81228, 81236, Chaffee, CO 81242.
Residential listings by Chaffee, CO ZIP
Chaffee, CO ZIPs with the most tracked Chaffee, CO residential listings: 81211 6 listings, 4 candidates, bank pressure 61; 81201 5 listings, 3 candidates, bank pressure 60; 81236 1 listings, 1 candidates, bank pressure 61; 81227 0 listings, 0 candidates, bank pressure 61 (Chaffee, CO); 81228 0 listings, 0 candidates, bank pressure 61; 81242 0 listings, 0 candidates, bank pressure 61. Chaffee, CO totals: 12 listings; Chaffee, CO candidates 8; active ZIPs 0.
Lenders with branches in Chaffee, CO
Chaffee, CO lenders by branch count: High Country Bank (Chaffee, CO): stress 71, 3 branches low in Chaffee, CO; Colorado B&T Co Of La Junta (Chaffee, CO): stress 62, 1 branch low in Chaffee, CO; Pb&T Bank (Chaffee, CO): stress 41, 1 branch low in Chaffee, CO.
Vacancy and permits, Chaffee, CO
1,619 of 11,482 Chaffee, CO housing units are vacant; Chaffee, CO permits, twelve months: 0 multifamily units in Chaffee, CO, 166 one-to-four unit units.
Work Chaffee, CO at the parcel level
Every Chaffee, CO parcel carries owner and address; every Chaffee, CO parcel carries APN; Chaffee, CO distress scores sit on the Chaffee, CO live board.
Chaffee, CO figures refresh with each source.
Chaffee, CO questions
Most distressed ZIP code in Chaffee County, CO?
ZIP 81201 leads Chaffee, CO at 14/100; next in Chaffee, CO: 81211 at 14/100; the Chaffee, CO average is 13/100.
Where does Chaffee County, CO rank for investment opportunity?
Chaffee, CO is #1,843 among all ranked counties, #24 in Colorado; the Chaffee, CO driver is vacancy; Chaffee, CO moved down 220 places.
How many mortgages are delinquent in Chaffee County, CO?
Chaffee, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Chaffee, CO.
Which banks lend in Chaffee County, CO?
3 watched lenders hold Chaffee, CO branches; the largest Chaffee, CO footprints are High Country Bank (3), Colorado B&T Co Of La Junta (1), Pb&T Bank (1).
More on Chaffee, CO
Chaffee County, CO distress report: public-record figures for Chaffee, CO; not legal advice for Chaffee, CO; not tax or investment advice; verify every Chaffee, CO record before acting.