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Chaffee County, CO: Home-Insurance Distress & Forced-Sale Pressure

Chaffee County, CO: 0/100 (low) home-insurance distress; Chaffee, CO band ZERO; Chaffee, CO #2,533 of 3,222 counties; Chaffee, CO #32 of 64 in Colorado; Chaffee, CO coverage multiplier 0.70.

FEMA hazard, Chaffee, CO: 0/100; Chaffee, CO declarations, three years: none.

NFIP claims, Chaffee, CO, three years: none; Chaffee, CO claim-stress 0/100.

Chaffee, CO monthly score: 0 in every month from March 2026 (Chaffee, CO) through October 2026.

Chaffee, CO components: all zero this month; Chaffee, CO climate multiplier 0.70.

Construction distress, Chaffee, CO: 52/100 as of August 2026 (Chaffee, CO: 49/100 one-to-four unit, 100/100 multifamily).

Chaffee, CO ZIPs, June 2026 (Chaffee, CO, 7 highest): score 0 (Chaffee, CO), climate 57 (Chaffee, CO): 81201; score 0 (Chaffee, CO), climate 56 (Chaffee, CO): 81211, 81227, 81228, 81236, Chaffee, CO 81242; score 0 (Chaffee, CO), climate 31 (Chaffee, CO): 80449.

DLRadar rescores Chaffee, CO monthly; Chaffee, CO readings join Chaffee, CO foreclosure, lien and ownership parcels (Chaffee, CO), so cost-squeezed Chaffee, CO owners surface before listing.

Inside Colorado, Chaffee County ranks 32nd of 64 counties for home-insurance distress at 0/100; Broomfield County (0/100) sits just above Chaffee County, and Cheyenne County (0/100) sits just below Chaffee County.

Insurance distress
0/100
Chaffee, CO: ZERO
National rank
#2533
Chaffee, CO: of 3,222 counties
FEMA hazard
0/100
Chaffee County hazard
NFIP claim stress
0/100
Chaffee, CO 3-year
Flood claims (3y)
0
Chaffee, CO
Claims paid (3y)
$0
Chaffee, CO payouts
Per claim
$0
Chaffee, CO
Construction distress
52/100
Chaffee, CO

Deterministic. Every Chaffee County, CO signal traces to a public Chaffee dataset (FEMA, NFIP, Census for Chaffee, CO) · how insurance distress works in Chaffee, CO · methodology

FAQ: Chaffee County, CO insurance distress

What is the Chaffee County, CO home-insurance-distress score?

Chaffee, CO: 0/100 (ZERO), #2,533 of 3,222, #32 in Colorado. FEMA hazard, Chaffee, CO: 0/100; NFIP stress, Chaffee, CO: 0/100; construction, Chaffee, CO: 52/100; Chaffee, CO rescores monthly.

Is Chaffee County insurance distress getting better or worse (CO)?

Chaffee, CO: 0 in March 2026; Chaffee, CO: 0 in October 2026 (unchanged).

Which Chaffee County ZIP codes carry the most insurance distress (CO)?

Chaffee, CO, June 2026: 81201 at 0, 81211 at 0, 81227 at 0, 81228 at 0; Chaffee, CO climate scores there: 57, 56, 56, 56.

Why does Chaffee, CO insurance distress create sellers?

A Chaffee, CO premium outruns the Chaffee, CO budget; a carrier leaves Chaffee, CO; Chaffee, CO carrying cost passes plan; Chaffee, CO owners sell while current; Chaffee, CO insurance distress leads Chaffee, CO foreclosure data.

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