ZIP 81621 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 81621 (Eagle County, Colorado) returns a low composite of 16/100. Latent structural risk is 35/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (35/100), mortgage stress (8/100). mortgage stress (8/100) and institutional ownership (4/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (73/100).

The market reads contraction — home values held roughly flat year on year, and 55% higher over three years, at 12/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 6.1% — low. Population is roughly 6,349 with a median age of 44. About 59% have a four-year degree. 68% of housing is owner-occupied. The demographic-stress sub-score lands at 44/100. The typical home is worth about $1,136,600 (11.0× income, severely stretched). There are about 3,171 housing units across 81621. Around 23% of renters are cost-burdened. Median household income is $103,721, above the U.S. median near $78,000.

Taken together, 81621 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 81621 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 81621 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81621 can be compared directly against any other ZIP in Eagle County, Colorado or nationwide. Nothing here is interpolated — where a source is thin for 81621, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

81621's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 81621 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.