ZIP 81649 Foreclosure, Tax-Lien & Distress Report

ZIP code 81649 in Eagle County, Colorado carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 36/100, against 0/100 of stress already in motion. Leading the profile are construction/permit lag (46/100), structural risk (36/100), institutional ownership (3/100). structural risk (36/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (80/100).

The contraction-phase market in 81649 posted values that held roughly flat over the year (phase confidence 12/100). A cooling market tends to open discount-to-value windows.

The tenure split is 74% owner-occupied to 26% rented. DLRadar's demographic-stress index for the area reads 48/100. Home values center near $852,000, an affordability ratio of 10.9× — stretched. There are about 180 housing units across 81649. Population is roughly 283 with a median age of 42. At $68,056, median income runs below typical U.S. levels. Educational attainment sits at 42% bachelor's-or-above. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 34% of tenant households.

Taken together, 81649 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 81649 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 81649 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 81649 can be compared directly against any other ZIP in Eagle County, Colorado or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 81649 shows blanks, not estimates, wherever the record is sparse.

Behind 81649's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 81649 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.