ZIP 80498 Foreclosure, Tax-Lien & Distress Report

In Summit County, Colorado, ZIP 80498 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (35/100), mortgage stress (14/100). On the quiet end sit mortgage stress (14/100) and institutional ownership (5/100). Climate and flood risk are elevated too — climate & FEMA risk (65/100). On the structural side it scores 35/100, with 4/100 of stress already active.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 3% lower over three years, at 11/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Households earn a median $105,227 — above the roughly $78,000 national figure. 6.3% of residents fall below the poverty threshold. The typical home is worth about $824,200 (6.9× income). Around 53% of renters are cost-burdened. Educational attainment sits at 44% bachelor's-or-above. The ZIP holds roughly 6,780 housing units. On demographic stress specifically, 80498 scores 43/100. 9,192 residents call 80498 home, typically aged 40. The vacancy rate is 45.3% — elevated. 75% of housing is owner-occupied.

Taken together, 80498 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 80498's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 80498 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

80498's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 80498 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.