ZIP 80435 Foreclosure, Tax-Lien & Distress Report

Summit County, Colorado's ZIP 80435 registers 16/100 composite distress, which DLRadar reads as low. Structurally it carries 36/100, against 4/100 of stress already in motion. The pressure is most legible in construction/permit lag (52/100), structural risk (36/100), mortgage stress (14/100). By contrast, mortgage stress (14/100) and institutional ownership (5/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (66/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 23% higher over three years, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

About 8,447 people live here, median age 35. The ZIP holds roughly 8,080 housing units. Rent burden reaches 40% of tenant households. The poverty rate is 11.0%. Vacancy runs 62.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $86,023 — near the roughly $78,000 national figure. A median home runs $941,600 here, or 10.3 times local income. About 53% have a four-year degree. The tenure split is 59% owner-occupied to 41% rented. The demographic-stress sub-score lands at 54/100.

On the whole, 80435 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 80435 at the moment; the composite and its components are still built from verifiable public records.

The 80435 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 80435 stays directly comparable to neighboring ZIPs and the rest of Summit County, Colorado. Where the public record is thin for 80435, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 figure for 80435 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 80435 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.