ZIP 80444 Foreclosure, Tax-Lien & Distress Report

ZIP code 80444 in Clear Creek County, Colorado carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (80/100), structural risk (40/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (5/100). Structural exposure scores 40 and live distress 2 on the 0–100 scale.

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, and 47% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

A median home runs $521,700 here, or 5.8 times local income. DLRadar's demographic-stress index for the area reads 42/100. About 1,082 people live here, median age 51. 66% of housing is owner-occupied. At $75,804, median income runs near typical U.S. levels. Around 45% of adults hold a bachelor's degree or higher. The vacancy rate is 28.9% — elevated. The ZIP holds roughly 812 housing units. Rent burden reaches 65% of tenant households. The poverty rate is 13.7%.

On the whole, 80444 leans distressed, with opportunity clustered in specific stressed parcels. 80444 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 80444 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 80444, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 figure for 80444 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 80444 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.