Clear Creek County, CO: Foreclosures, Tax Liens & Distressed Properties

Across Clear Creek County, Colorado, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. On bank and credit headwind, Clear Creek County scores 38/100. Individual Clear Creek County ZIPs score between 17 and 21 on the 0–100 composite. DLRadar scores 6 ZIPs here, with a mean composite of 18/100.

The county market is in a contraction phase: home prices fell 1.0% over the past year and 1.2% down from peak, at 17/100 phase confidence. As values soften here, equity cushions thin so patient buyers find their entries.

Given Clear Creek County's -1.0% YoY cooling (17/100 confidence), entry price is everything while exits stay cautious. A moderate 38/100 lender headwind means a blend the ZIP scores sort out.

The most-distressed ZIP codes in Clear Creek County are 80439 (21/100), 80436 (17/100), 80438 (17/100), 80444 (17/100), 80452 (17/100), 80476 (17/100), each with its own full DLRadar report.

Underneath the scores, the Clear Creek County ZIPs on file run vacancy near 26%, 79% owner-occupancy, poverty running near 9.4%, median home values around $526,467 (above the national figure), household income averaging about $138,047, above the national median, residents with a median age around 51.6. Income, equity and tenure like these signal both the distress on offer and the exit velocity.

Net of it all, 18/100 over 6 ZIPs means distress here is parcel-specific and not a county-wide play. Subscribers get each Clear Creek County parcel's owner and contact detail, APN, a distress score and bank-exposure read.

No county is too small to score: Clear Creek County, Colorado runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Clear Creek County's numbers mean exactly what they mean anywhere else in Colorado.

The point of scoring Clear Creek County, Colorado is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. Nothing in the Clear Creek County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Clear Creek County are 80439 (21/100), 80436 (17/100), 80438 (17/100), 80444 (17/100), 80452 (17/100), 80476 (17/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Clear Creek County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.