ZIP 80438 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 80438 (Clear Creek County, Colorado) lands at 17/100 — low on DLRadar's public-record scoring. Structural risk reads 40/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (80/100), structural risk (40/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (5/100) register low.

The contraction-phase market in 80438 posted values that fell 1.0% over the year, 1.2% off the recent peak, at 17/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Households earn a median $63,092 — below the roughly $78,000 national figure. 9.9% of residents fall below the poverty threshold. Population is roughly 720 with a median age of 45. Around 34% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $355,600, an affordability ratio of 4.7×. The tenure split is 63% owner-occupied to 37% rented. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 26% bachelor's-or-above. There are about 599 housing units across 80438.

On the whole, 80438 leans distressed, with opportunity clustered in specific stressed parcels. While 80438 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 80438 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80438 can be compared directly against any other ZIP in Clear Creek County, Colorado or nationwide. Nothing here is interpolated — where a source is thin for 80438, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 80438 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For a buyer, 80438 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.