ZIP 80438 Property Distress & Foreclosure Data

In Clear Creek County, Colorado, ZIP 80438 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 32/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (50/100), structural risk (32/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (5/100) stay muted.

Prices here sit in a peak phase: values rose 0.8% over the trailing year (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $63,092, median income runs below typical U.S. levels. The poverty rate is 9.9%. 720 residents call 80438 home, typically aged 45. Around 34% of renters are cost-burdened. The demographic-stress sub-score lands at 34/100. The typical home is worth about $355,600 (4.7× income). 63% of housing is owner-occupied. The vacancy rate is 17.8% — elevated. Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 599 housing units.

Taken together, 80438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.