ZIP 80439 Foreclosure, Tax-Lien & Distress Report
Clear Creek County, Colorado · High Value market
DLRadar grades ZIP 80439 (Clear Creek County, Colorado) at a low 21/100 for overall property distress. Structural risk reads 46/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). Property-level stress concentrates in construction/permit lag (57/100), structural risk (46/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.
The market reads peak — home values rose 0.8% year on year, and 8% higher over three years, at 17/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 89% of homes, renters 11%. Median household income is $152,156, above the U.S. median near $78,000. About 24,877 people live here, median age 48. Educational attainment sits at 71% bachelor's-or-above. Home values center near $900,300, an affordability ratio of 5.5×. Vacancy runs 8.1%. There are about 11,304 housing units across 80439. DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 46% of tenant households. 4.0% of residents fall below the poverty threshold.
Net-net, 80439 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 80439
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 80439 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Clear Creek County
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Deterministic. Every signal traces to a public dataset · methodology