ZIP 80005 Foreclosure, Tax-Lien & Distress Report

ZIP 80005's composite property-distress score is 28/100 - DLRadar classes that as low for Jefferson County, Colorado. Climate and flood risk are elevated too — climate & FEMA risk (96/100). The latent-versus-live split is 62/100 structural and 5/100 already moving. Its standout signals are construction/permit lag (68/100), structural risk (62/100), institutional ownership (34/100). On the quiet end sit institutional ownership (34/100) and mortgage stress (15/100).

The market reads contraction — home values fell 1.0% year on year, 1.2% off the recent peak, and 4% higher over three years (phase confidence 17/100). Falling values surface more motivated sellers and below-market exits.

Median household income is $136,360, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 28,883 with a median age of 43. Rent burden reaches 31% of tenant households. About 58% have a four-year degree. There are about 11,485 housing units across 80005. 3.0% of residents fall below the poverty threshold. Home values center near $649,800, an affordability ratio of 4.5×. The tenure split is 88% owner-occupied to 12% rented. The vacancy rate is 1.1%.

On the whole, 80005 leans distressed, with opportunity clustered in specific stressed parcels. 80005 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 80005 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80005 can be compared directly against any other ZIP in Jefferson County, Colorado or nationwide. The score is rebuilt from public data as it updates, so 80005 reflects the current record instead of a stale or modeled snapshot.

80005's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 80005 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.