ZIP 80021 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Colorado's ZIP 80021 registers 26/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (87/100), structural risk (57/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (11/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (80/100). Latent structural risk is 57/100 while live distress already moving reads 3/100.

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.2% off the recent peak, and 2% higher over three years (phase confidence 17/100). A cooling market tends to open discount-to-value windows.

The typical home is worth about $568,000 (5.0× income). 5.2% of residents fall below the poverty threshold. There are about 18,328 housing units across 80021. About 35,562 people live here, median age 36. Rent burden reaches 37% of tenant households. About 53% have a four-year degree. The vacancy rate is 5.5%. DLRadar's demographic-stress index for the area reads 32/100. Households earn a median $105,645 — above the roughly $78,000 national figure. Owners hold 52% of homes, renters 48%.

Net-net, 80021 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 80021 at the moment; the composite and its components are still built from verifiable public records.

Whether 80021 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 80021 can be compared directly against any other ZIP in Jefferson County, Colorado or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 80021 shows blanks, not estimates, wherever the record is sparse.

Each component behind 80021 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 80021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.