ZIP 80027 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 80027 (Boulder County, Colorado) returns a low composite of 23/100. Its heaviest discrete signals: structural risk (48/100), institutional ownership (33/100), construction/permit lag (22/100). On the quiet end sit construction/permit lag (22/100) and mortgage stress (15/100). Structurally it carries 48/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (92/100).

The contraction-phase market in 80027 posted values that fell 2.1% over the year, 2.1% off the recent peak, and 6% higher over three years, at 41/100 phase confidence. A cooling market tends to open discount-to-value windows.

Vacancy runs 4.2%. 33,998 residents call 80027 home, typically aged 39. At $153,165, median income runs above typical U.S. levels. Educational attainment sits at 72% bachelor's-or-above. Rent burden reaches 33% of tenant households. 67% of housing is owner-occupied. The ZIP holds roughly 13,787 housing units. The demographic-stress sub-score lands at 29/100. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $890,200 here, or 5.4 times local income.

Net-net, 80027 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 80027 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 80027 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 80027 shows blanks, not estimates, wherever the record is sparse.

80027's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 80027 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.