ZIP 80302 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 80302 (Boulder County, Colorado) at a moderate 31/100 for overall property distress. The pressure is most legible in construction/permit lag (72/100), structural risk (69/100), institutional ownership (46/100). On the quiet end sit mortgage stress (15/100). It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (63/100). The split runs 69/100 structural to 5/100 active on the ground.

The contraction-phase market in 80302 posted values that fell 2.1% over the year, 2.1% off the recent peak, and 4% higher over three years, at 41/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

At $60,649, median income runs below typical U.S. levels. On demographic stress specifically, 80302 scores 57/100. Vacancy runs 8.2%. Around 75% of adults hold a bachelor's degree or higher. Roughly 35.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 40% of housing is owner-occupied. About 29,751 people live here, median age 25. The typical home is worth about $1,190,800 (18.5× income, severely stretched). Rent burden reaches 70% of tenant households. The ZIP holds roughly 13,694 housing units.

Net-net, 80302 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 80302 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 80302 shows blanks, not estimates, wherever the record is sparse.

80302's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 80302 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.