ZIP 80481 Foreclosure, Tax-Lien & Distress Report

ZIP 80481's composite property-distress score is 31/100 - DLRadar classes that as moderate for Boulder County, Colorado. Its standout signals are construction/permit lag (72/100), structural risk (69/100), institutional ownership (42/100). On the quiet end sit mortgage stress (15/100). The latent-versus-live split is 69/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (63/100).

The market reads contraction — home values fell 2.1% year on year, 2.1% off the recent peak, and 8% higher over three years, at 41/100 phase confidence. A cooling market tends to open discount-to-value windows.

Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. 477 residents call 80481 home, typically aged 43. Households earn a median $92,105 — above the roughly $78,000 national figure. Vacancy runs 52.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 36/100. 87% of housing is owner-occupied. Rent burden reaches 40% of tenant households. The typical home is worth about $710,700 (6.0× income). Around 62% of adults hold a bachelor's degree or higher. There are about 433 housing units across 80481.

On the whole, 80481 leans distressed, with opportunity clustered in specific stressed parcels. While 80481 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 80481 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 80481 stays directly comparable to neighboring ZIPs and the rest of Boulder County, Colorado. Nothing here is interpolated — where a source is thin for 80481, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

80481's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 80481 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.