Boulder County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Boulder County, Colorado? DLRadar grades every Boulder County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Boulder County breakdown.
- Boulder County's most distressed ZIP is 80403 at 26/100.
- 23 ZIP codes tracked in Boulder County, averaging 23/100 distress.
- Boulder County reads contraction — home values down 2.1% year over year, 2.1% off peak.
- Vacancy runs 11% across Boulder County's tracked ZIPs, with a 13.8% poverty rate.
- The typical Boulder County home is worth about $790,489 against a ~$112,725 median income.
- Lending headwind in Boulder County sits at 52/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 80403 | 26/100 |
| 2 | 80513 | 25/100 |
| 3 | 80540 | 24/100 |
| 4 | 80025 | 23/100 |
| 5 | 80026 | 23/100 |
| 6 | 80027 | 23/100 |
| 7 | 80301 | 23/100 |
| 8 | 80302 | 23/100 |
| 9 | 80303 | 23/100 |
| 10 | 80304 | 23/100 |
| 11 | 80305 | 23/100 |
| 12 | 80310 | 23/100 |
Most distressed ZIP codes in Boulder County (composite distress 0-100, 2026)
What is driving Boulder County distress
The Boulder County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 23/100 ZIP average. No proprietary or modelled inputs enter the score.
Boulder County market phase and pricing
DLRadar places Boulder County in contraction; prices moved down 2.1% over the year and remain 2.1% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Boulder County
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Questions and answers
Where is distress highest inside Boulder County, CO?
ZIP 80403 leads Boulder County at 26/100, recomputed monthly from public records.
Where is Boulder County in the housing cycle?
Boulder County is classified contraction with a 2.1% year-over-year drop, following the FHFA House Price Index.
Which datasets feed the Boulder County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 23 Boulder County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Boulder County ZIP codes?
A county average hides the spread. Across the Boulder County ZIPs DLRadar ranks, scores run from 26/100 in 80403 down to 23/100 in 80310, against a Boulder County average of 23/100. Because the gap runs to 3 points, Boulder County rewards ZIP-level precision.
What do Boulder County home values and vacancy say about distressed supply?
The typical Boulder County home carries about $790,489 of value against a median household income near $112,725. Vacancy across Boulder County's tracked ZIPs runs 11% and the poverty rate is 13.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Boulder County's foreclosure and lien data and its 52/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.