Boulder County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Boulder County, CO distress report, 2026: 23 ZIPs scored in Boulder, CO, Boulder, CO average 31/100; the top Boulder, CO ZIP is 80025 at 32/100; Boulder, CO market phase contraction, Boulder, CO prices -2.1% year over year.
- Boulder, CO ranks #2,103 nationally (opportunity index); Boulder, CO #29 in Colorado; Boulder, CO index 27.3.
- Boulder, CO ninety-day mortgage delinquency 0.2% in December 2025; Boulder, CO twelve-month change 0.0%.
- Boulder, CO ZIP phases: 21 contraction, 2 peak.
- Boulder, CO residential listings tracked: 107 across 18 ZIPs; Boulder, CO candidate listings 52.
- Boulder, CO HUD assisted properties: 18 with 898 units.
- Boulder, CO lenders on watch: 8; largest Boulder, CO footprint Flatirons Bank (2 branches).
- Boulder, CO most distressed ZIP: 80025 at 32/100.
Boulder, CO figures: DLRadar distress index; Boulder, CO inputs: CFPB, FHFA, HUD, FDIC; Boulder, CO rebuilt as sources refresh.
| Rank | Boulder, CO ZIP | Score |
|---|---|---|
| 1 | 80025 | 32/100 |
| 2 | 80026 | 32/100 |
| 3 | 80027 | 32/100 |
| 4 | 80301 | 32/100 |
| 5 | 80302 | 32/100 |
| 6 | 80303 | 32/100 |
| 7 | 80304 | 32/100 |
| 8 | 80305 | 32/100 |
| 9 | 80310 | 32/100 |
| 10 | 80455 | 32/100 |
| 11 | 80466 | 32/100 |
| 12 | 80471 | 32/100 |
Most distressed Boulder, CO ZIPs (0-100, 2026)
Mortgage delinquency in Boulder, CO
0.2% of Boulder, CO mortgages were ninety-plus days late (Boulder, CO, December 2025); Boulder, CO thirty-to-eighty-nine days late: 0.4%; Boulder, CO twelve-month change 0.0%; Boulder, CO peak since 2008: 1.6% (July 2009); Colorado overall 0.7%. Boulder, CO ninety-day series: Dec 24 0.2, Jan 25 0.2, Feb 25 0.1 (Boulder, CO), Mar 25 0.2, Apr 25 0.4, May 25 0.3 (Boulder, CO), Jun 25 0.3, Jul 25 0.4, Aug 25 0.4 (Boulder, CO), Sep 25 0.2, Oct 25 0.2, Nov 25 0.1 (Boulder, CO), Dec 25 0.2.
Opportunity index: Boulder, CO
Boulder, CO index 27.3, Boulder, CO phase weak; Boulder, CO primary driver construction, Boulder, CO second driver bank institutional. Boulder, CO components: property stress 19.8, foreclosure pressure 18.5, listing discounts 21.1, bank stress 59.8, insurance 0.0; Boulder, CO pulse 31.7; Boulder, CO capital opportunity 20.6; Boulder, CO seven-day change +0.3%.
ZIP market phases inside Boulder, CO
23 Boulder, CO ZIPs carry a price-cycle phase; Boulder, CO ZIPs by phase (Boulder, CO), deepest drawdown first: contraction, -2.1% YoY, 2.1% off peak (Boulder, CO): 80025, 80027, 80301, 80302, Boulder, CO 80303, 80304, 80305, 80310, Boulder, CO 80455, 80466, 80471, 80481, Boulder, CO 80501, 80510, 80544, 80026.
Residential listings by Boulder, CO ZIP
Boulder, CO ZIPs with the most tracked Boulder, CO residential listings: 80302 26 listings, 8 candidates, bank pressure 64; 80304 19 listings, 9 candidates, bank pressure 64; 80301 18 listings, 9 candidates, bank pressure 64; 80303 11 listings, 7 candidates, bank pressure 64 (Boulder, CO); 80305 10 listings, 5 candidates, bank pressure 64; 80466 7 listings, 5 candidates, bank pressure 64; 80503 5 listings, 1 candidates, bank pressure 62; 80027 4 listings, 4 candidates, bank pressure 64. Boulder, CO totals: 107 listings; Boulder, CO candidates 52; active ZIPs 11.
HUD assisted housing in Boulder, CO
18 assisted properties with 898 units sit in Boulder, CO; largest Boulder, CO properties: Golden West Ii (Boulder) 140 units; Crisman Apartments (Longmont) 114 units; Eastglen Townhomes (Longmont) 102 units in Boulder, CO; Violet Crossing Apartments (Boulder) 98 units; The View On 26th (Boulder) 83 units; Canyon Pointe (Boulder) 82 units, 81 assisted.
Lenders with branches in Boulder, CO
Boulder, CO lenders by branch count: Flatirons Bank (Boulder, CO): stress 68, 2 branches low in Boulder, CO; Bank Of Colorado (Boulder, CO): stress 63, 2 branches low in Boulder, CO; High Plains Bank (Boulder, CO): stress 46, 2 branches low in Boulder, CO; Anb Bank (Boulder, CO): stress 83, 1 branch moderate in Boulder, CO; Bank Of Estes Park (Boulder, CO): stress 79, 1 branch low in Boulder, CO; First Western Trust Bank (Boulder, CO): stress 75, 1 branch moderate in Boulder, CO; High Country Bank (Boulder, CO): stress 71, 1 branch low in Boulder, CO; Alpine Bank (Boulder, CO): stress 62, 1 branch moderate in Boulder, CO.
Vacancy and permits, Boulder, CO
7,721 of 144,729 Boulder, CO housing units are vacant; Boulder, CO permits, twelve months: 1,271 multifamily units in Boulder, CO, 425 one-to-four unit units.
Work Boulder, CO at the parcel level
Every Boulder, CO parcel carries owner and address; every Boulder, CO parcel carries APN; Boulder, CO distress scores sit on the Boulder, CO live board.
Boulder, CO figures refresh with each source.
Boulder, CO questions
Most distressed ZIP code in Boulder County, CO?
ZIP 80025 leads Boulder, CO at 32/100; next in Boulder, CO: 80026 at 32/100; the Boulder, CO average is 31/100.
Where does Boulder County, CO rank for investment opportunity?
Boulder, CO is #2,103 among all ranked counties, #29 in Colorado; the Boulder, CO driver is construction; Boulder, CO moved down 193 places.
How many mortgages are delinquent in Boulder County, CO?
0.2% of Boulder, CO mortgages were ninety-plus days late in December 2025; the Boulder, CO peak since 2008 was 1.6%.
Which banks lend in Boulder County, CO?
8 watched lenders hold Boulder, CO branches; the largest Boulder, CO footprints are Flatirons Bank (2), Bank Of Colorado (2), High Plains Bank (2).
More on Boulder, CO
Boulder County, CO distress report: public-record figures for Boulder, CO; not legal advice for Boulder, CO; not tax or investment advice; verify every Boulder, CO record before acting.