Boulder County, CO: Home-Insurance Distress & Forced-Sale Pressure
Boulder County, CO: 63/100 (elevated) home-insurance distress; Boulder, CO band MEDIUM; Boulder, CO #824 of 3,222 counties; Boulder, CO #3 of 64 in Colorado.
FEMA hazard, Boulder, CO: 63/100; Boulder, CO declarations, three years: 3; Boulder, CO perils: 3 fire; Boulder, CO five-year count 3 (severity 4.5); Boulder, CO ten-year 3; hazard-weighted, Boulder, CO: 6.0.
Declared incidents on the Boulder, CO record: 2024 Fire 3 (Boulder, CO).
NFIP claims, Boulder, CO, three years: 4; Boulder, CO payouts $19,214; per Boulder, CO claim $4,803; Boulder, CO claim-stress 63/100.
Boulder, CO monthly score rose, 48 (March 2026) to 61 (October 2026); Boulder, CO by month: March 48, April 48, May 44, June 44 (Boulder, CO), July 41, August 40, September 47, October 61.
Boulder, CO components: climate 60, NFIP claims 63; Boulder, CO retreat index 61.
Construction distress, Boulder, CO: 71/100 as of August 2026 (Boulder, CO: 64/100 one-to-four unit, 72/100 multifamily).
Boulder, CO ZIPs, June 2026 (Boulder, CO, 16 highest): score 0 (Boulder, CO), climate 92 (Boulder, CO): 80025, 80027, 80301, 80302, Boulder, CO 80303, 80304, 80305, 80310, Boulder, CO 80455, 80466, 80471, 80481, Boulder, CO 80501, 80503, 80510, 80540.
DLRadar rescores Boulder, CO monthly; Boulder, CO readings join Boulder, CO foreclosure, lien and ownership parcels (Boulder, CO), so cost-squeezed Boulder, CO owners surface before listing.
Inside Colorado, Boulder County ranks 3rd of 64 counties for home-insurance distress at 63/100; Archuleta County (68/100) sits just above Boulder County, and Pueblo County (55/100) sits just below Boulder County.
Deterministic. Every Boulder County, CO signal traces to a public Boulder dataset (FEMA, NFIP, Census for Boulder, CO) · how insurance distress works in Boulder, CO · methodology
FAQ: Boulder County, CO insurance distress
What is the Boulder County, CO home-insurance-distress score?
Boulder, CO: 63/100 (MEDIUM), #824 of 3,222, #3 in Colorado. FEMA hazard, Boulder, CO: 63/100; NFIP stress, Boulder, CO: 63/100; construction, Boulder, CO: 71/100; Boulder, CO rescores monthly.
Is Boulder County insurance distress getting better or worse (CO)?
Boulder, CO: 48 in March 2026; Boulder, CO: 61 in October 2026 (worse); Boulder, CO climate component 60; Boulder, CO NFIP claims score 63.
How many flood-insurance claims has Boulder County, CO had?
Boulder, CO: 4 NFIP claims, three years; Boulder, CO paid $19,214; per Boulder, CO claim $4,803; carriers reprice Boulder, CO against that record.
Which Boulder County ZIP codes carry the most insurance distress (CO)?
Boulder, CO, June 2026: 80025 at 0, 80027 at 0, 80301 at 0, 80302 at 0; Boulder, CO climate scores there: 92, 92, 92, 92.
Why does Boulder, CO insurance distress create sellers?
A Boulder, CO premium outruns the Boulder, CO budget; a carrier leaves Boulder, CO; Boulder, CO carrying cost passes plan; Boulder, CO owners sell while current; Boulder, CO insurance distress leads Boulder, CO foreclosure data.